1041 1st Street, Surf City, NC 28445 (MLS# 100583279)

1041 1st Street, Surf City, NC 28445

$959,000

Virtual Tour

https://my.matterport.com/show/?m=sEoXUhRuzCo

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,515 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $959,000 List Date: 6/20/2026 Last Modified: 9/02/2026

Overview

Description

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered ... (Read more)

Listing Details MLS# 100583279

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-06-19
Listing Price: 959000
List Price/SqFt: 419.14
Stipulation of Sale: Standard

Location Information

Street #: 1041
Street Name: 1st
Street Suffix: Street
County: Onslow
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Old Settlers Beach
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Cross Surf City Bridge and take the 3rd exit off of the round about on to New River dr. go approximately 2.3 miles and turn left ont 1st st . Property will be on the left
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.15
Lot SqFt: 6534
Lot Dimensions: 55 x 120
Waterfront: Yes
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 1515
SqFt - Heated Separate: 773
Total SqFt - Heated (Primary + Separate): 2288
# Rooms: 5
# Baths - Full: 2
# Baths - Total: 2
# Bedrooms: 3
Master Bedroom Level: Primary Living Area
Stories Total: 2
Fireplace Y/N: No

Legal Taxes

Year Built: 1993

More Information

Entry Level Information

Entry Level: 2

Property Features

Frontage Type: Canal Front View Type: Canal Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Pilings Parking Features: Gravel Patio and Porch Features: Covered Roof: Metal Levels: Two Lot Water Features: Boat Dock; Bulkhead; Water Depth 4+ Cooling: Heat Pump Heating: Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Connected; Water Connected Interior Features: Ceiling Fan(s); Furnished Heated SqFt: 1400 - 1599 Dining Room Type: Combination Rooms: Bedroom 1; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room Terms: Cash; VA Loan

Room Information

Room Name	Length	Width
Living Room	18.00	19.50
Dining Room	1210.50
Kitchen	12.00	9.00
Bedroom 1	13.50	15.70
Bedroom 2	13.00	12.80
Bedroom 3	13.00	11.90

IDX

Listing Office: Ward Realty Corp

Last Updated: September - 02 - 2026

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.