106 Charlotte Avenue, Surf City, NC 28445 (MLS# 100554934)

106 Charlotte Avenue, Surf City, NC 28445

$2,250,000
Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,734 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $2,250,000 List Date: 2/19/2026 Last Modified: 3/02/2026

Description

Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With 2026 rental projections well over $160,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!

More Information MLS# 100554934

Building/Ext Features

ud_i_08: 1

Property Interior Info

ud_i_10: 4 Total SqFt - Heated (Primary + Separate): 3734 # Rooms: 10 # Baths - Full: 4 # Baths - Half: 2 # Baths - Total: 6 Master Bedroom Level: Non Primary Living Area Fireplace Y/N: Yes SqFt - Heated (Primary): 3734 # Bedrooms: 6

Contract Info

Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 602.57 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-02-16 Listing Price: 2250000 Current Price: $2,250,000

Location Information

City Limits: Yes Marketing City: Surf City Secondary Subdivision: N/A Street #: 106 Street Name: Charlotte Street Suffix: Avenue County: Pender State/Province: NC Zip Code: 28445 Subdivision: Topsail Cove Geo Lat: 34.422738 Geo Lon: -77.550789

Remarks and Showing

Sign on Property: Yes Directions to Property: Take bridge over to Surf city, right at the traffic circle to S. Topsail drive, left on Charlotte Ave, house is on the left.

Property Exterior Info

New Construction: No Lot Acres: 0.11 Lot Dimensions: 50'by80'by50'by87' Lot SqFt: 4792 Waterfront: No Waterview: Yes Location Type: Island

Legal & Taxes

Tax Assessed Value: 432163 Total Real Estate Property Taxes: 5358.82 Deed Book: 4741 Deed Page: 1037 Legal: L 16 Pb 3/45 S/D #1 Surf City Blk 5 Broker Owner: No PID: 4234-78-0044-0000 Tax Identifier: 4234-78-0044-0000 Plat Book: 3 Plat Page: 45 Lot #: 5/16 Special Assessments: no Tax Year: 2023 Zoning: INCORP HOA: No Cobra Zone: No Elementary School: Topsail Middle School: Topsail High School: Topsail

Garage & Parking

Total Parking Spaces: 6 Attached Garage Spaces: 0 Detached Garage Spaces: 0 Total # Garage Spaces: 0 Underhouse Spaces: 2 Total Carport Spaces: 0

Parking Features

On Site: 1 Underhouse: 1

Frontage Type

See Remarks: 1

View Type

ICW View: 1 Ocean: 1 Sound View: 1 Water: 1

Construction

Wood Frame: 1

Lot Water Features

Third Row: 1

Exterior Features

Outdoor Shower: 1

Current Service Providers

Fuel Vendor Provider: Snead Ferry Propane

Exterior Finish

Vinyl Siding: 1

Terms

Cash: 1 Conventional: 1

Fencing

Back Yard: 1 Fenced: 1 Wood: 1

Foundation

Pilings: 1

Flooring

LVT/LVP: 1

Fuel Tank

Fuel Tank: 1 Above or Below Ground: Above Ground Fuel Type: Propane In Use: Yes Owned or Leased: Leased Lessor Name and Contact: sneads ferry

Patio and Porch Features

Balcony: 1 Deck: 1

Pool Features

Hot Tub: 1 In Ground: 1 Private: 1

Roof

Flat: 1

Levels

3 Story or More: 1

Entry Level Information

Entry Level: 1

Road Type/Frontage

Paved: 1 Public (City/Cty/St): 1

Cooling

Central Air: 1

Heated SqFt

3500 - 3999: 1

Heating

Forced Air: 1 Heat Pump: 1

Heating System Fuel Source

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Built-In Microwave: 1 Cooktop: 1 Dishwasher: 1 Electric Cooktop: 1 Electric Oven: 1 Mini Refrigerator: 1 Refrigerator: 1 Washer: 1

Fireplace Features

Electric: 1

Furnished

Furnished: 1

Interior Features

Blinds/Shades: 1 Ceiling Fan(s): 1 Elevator: 1 Furnished: 1 Hot Tub: 1 Kitchen Island: 1 Reversed Floor Plan: 1 Sound System: 1 Walk-in Shower: 1 Walk-In Closet(s): 1

Laundry Features

In Hall: 1 Laundry Closet: 1

Dining Room Type

Combination: 1

Rooms

Bedroom 2: 1 Bedroom 2 Level: Third Bedroom 3: 1 Bedroom 3 Level: Second Bedroom 4: 1 Bedroom 4 Level: Second Bedroom 5: 1 Bedroom 5 Level: Second Bedroom 6: 1 Bedroom 6 Level: Fourth Dining Room: 1 Dining Room Level: Fourth Kitchen: 1 Kitchen Level: Fourth Living Room: 1 Living Room Level: Fourth Master Bedroom: 1 Master Bedroom Level: Third Other: 1 Other Level: Second

Legal Taxes

Year Built: 2020

Property Features

Frontage Type: See Remarks View Type: ICW View; Ocean; Sound View; Water Construction: Wood Frame Exterior Features: Outdoor Shower Exterior Finish: Vinyl Siding Fencing: Back Yard; Fenced; Wood Foundation: Pilings Fuel Tank: Fuel Tank Parking Features: On Site; Underhouse Patio and Porch Features: Balcony; Deck Pool Features: Hot Tub; In Ground; Private Roof: Flat Levels: 3 Story or More Lot Water Features: Third Row Cooling: Central Air Heating: Forced Air; Heat Pump Heating System Fuel Source: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Electric Flooring: LVT/LVP Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Furnished; Hot Tub; Kitchen Island; Reversed Floor Plan; Sound System; Walk-in Shower; Walk-In Closet(s) Laundry Features: In Hall; Laundry Closet Heated SqFt: 3500 - 3999 Dining Room Type: Combination Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Bedroom 6; Dining Room; Kitchen; Living Room; Master Bedroom; Other Terms: Cash; Conventional

Room Information

Master Bedroom Length: 24.00 Width: 12.00 Level: Third Bedroom 2 Length: 15.00 Width: 13.00 Level: Third Bedroom 3 Length: 16.00 Width: 13.00 Level: Second Bedroom 4 Length: 12.00 Width: 10.00 Level: Second Bedroom 5 Length: 12.00 Width: 11.00 Level: Second Other Length: 13.00 Width: 6.00 Level: Second Remarks: Sitting Room Living Room Length: 24.00 Width: 13.00 Level: Fourth Dining Room Length: 13.00 Width: 10.00 Level: Fourth Kitchen Length: 14.00 Width: 13.00 Level: Fourth Bedroom 6 Length: 14.00 Width: 10.00 Level: Fourth
Listing Office: Intracoastal Realty Corp
IDX
Last Updated: March - 02 - 2026
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