108 Sea Urchin Court, Surf City, NC 28445 (MLS# 100552984)

108 Sea Urchin Court, Surf City, NC 28445

$1,500,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,952 Lot Size (sq. ft.): 7,405 Status: Active
Current Price: $1,500,000 List Date: 2/05/2026 Last Modified: 3/04/2026

Description

Perched high on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction. Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute. The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets. The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway. Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security. Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.

Open Houses

Sunday, March 08, 12:00 pm - 2:00 pm

More Information MLS# 100552984

Building/Ext Features

ud_i_08: 1

Property Interior Info

ud_i_10: 4 Total SqFt - Heated (Primary + Separate): 2952 # Rooms: 7 # Baths - Full: 3 # Baths - Half: 1 # Baths - Total: 4 Master Bedroom Level: Non Primary Living Area Fireplace Y/N: Yes SqFt - Heated (Primary): 2952 # Bedrooms: 4

Contract Info

Delayed Marketing?: No Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 508.13 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-02-05 Listing Price: 1500000 Current Price: $1,500,000

Location Information

City Limits: Yes Marketing City: Surf City Secondary Subdivision: N/A Street #: 108 Street Name: Sea Urchin Street Suffix: Court County: Pender State/Province: NC Zip Code: 28445 Subdivision: Island Oaks Geo Lat: 34.405989 Geo Lon: -77.577067

Remarks and Showing

Sign on Property: Yes Directions to Property: Head southeast on NC-210 E/NC-50 S/Roland Ave. At the traffic circle, continue straight onto NC-210/NC-50/Surf City Bridge. Keep right to continue toward S Topsail Dr. Merge onto S Topsail Dr. Continue onto S Shore Dr. Turn right onto Sound Dr. Turn left onto Oak Dr/S Oak Ct. Turn left onto Sea Urchin Ct.

Property Exterior Info

New Construction: No Lot Acres: 0.17 Lot Dimensions: 100'x117'x160' Lot SqFt: 7405 Waterfront: No Waterview: Yes Location Type: Island

Legal & Taxes

Tax Assessed Value: 541780 Total Real Estate Property Taxes: 6718.08 Deed Book: 4647 Deed Page: 2909 Legal: Lt 18,Pb 22/104 Island Oaks Broker Owner: No PID: 4224-91-1892-0000 Tax Identifier: 4224-91-1892-0000 Plat Book: 22 Plat Page: 104 Lot #: 18 Special Assessments: no Tax Year: 2023 Zoning: INCORP HOA: Yes Cobra Zone: No Elementary School: North Topsail Middle School: Topsail High School: Topsail

Garage & Parking

Attached Garage Spaces: 4 Detached Garage Spaces: 0 Total # Garage Spaces: 4 Total Carport Spaces: 0

Parking Features

Tandem: 1 Off Street: 1

HOA and Neigh Amenities

Beach Access: 1 Boat Dock: 1 Maint - Comm Areas: 1 Maint - Roads: 1 Ramp: 1 Club Membership: None Selected

HOA

Association Fee 1/Year: 300 Association Name: Island Oaks HOA Association Phone: 910538

Attic

Access Only: 1

Frontage Type

See Remarks: 1

Handicap Accessible

Accessible Doors: 1 Accessible Entrance: 1 Accessible Hallway(s): 1 Elevator: 1

View Type

ICW View: 1 Marsh View: 1 Ocean: 1 Sound View: 1 Water: 1

Construction

Wood Frame: 1

Lot Water Features

None: 1

Exterior Features

Irrigation System: 1 Outdoor Shower: 1 Storm Doors: 1

Exterior Finish

Fiber Cement: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Fencing

Back Yard: 1 Metal/Ornamental: 1

Foundation

Pilings: 1

Flooring

LVT/LVP: 1 Tile: 1

Green Bldg Certify

Fortified Home Box: 1

Green Bldg Features

LED Lighting: 1 Sealed Attic: 1

Patio and Porch Features

Balcony: 1 Covered: 1 Deck: 1 Open: 1 Patio: 1 Porch: 1 Wrap Around: 1

Pool Features

Above Ground: 1

Roof

Architectural Shingle: 1

Levels

3 Story or More: 1

Entry Level Information

Entry Level: 1

Road Type/Frontage

Maintained: 1 Paved: 1 Private Road: 1

Cooling

Central Air: 1 Heat Pump: 1 Wall/Window Unit(s): 1

Heated SqFt

2800 - 2999: 1

Heating

Forced Air: 1

Heating System Fuel Source

Electric: 1

Utilities

Sewer Available: 1 Water Available: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Gas Cooktop: 1 Mini Refrigerator: 1 Refrigerator: 1 Vented Exhaust Fan: 1

Fireplace Features

Living Room: 1

Interior Features

Blinds/Shades: 1 Ceiling Fan(s): 1 Elevator: 1 Entrance Foyer: 1 Gas Log: 1 High Ceilings: 1 Kitchen Island: 1 Pantry: 1 Reversed Floor Plan: 1 Solid Surface: 1 Walk-in Shower: 1 Walk-In Closet(s): 1 Whirlpool: 1 Whole-Home Generator: 1

Window Features

Storm Window(s): 1

Security Features

Security System: 1

Laundry Features

Laundry Room: 1

Dining Room Type

Combination: 1

Rooms

Bedroom 2: 1 Bedroom 3: 1 Bedroom 4: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Office: 1

Legal Taxes

Year Built: 2020

Property Features

Frontage Type: See Remarks Handicap Accessible: Accessible Doors; Accessible Entrance; Accessible Hallway(s); Elevator View Type: ICW View; Marsh View; Ocean; Sound View; Water Attic: Access Only Construction: Wood Frame Exterior Features: Irrigation System; Outdoor Shower; Storm Doors Exterior Finish: Fiber Cement Fencing: Back Yard; Metal/Ornamental Foundation: Pilings Green Bldg Certify: Fortified Home Box Green Bldg Features: LED Lighting; Sealed Attic Parking Features: Off Street; Tandem Patio and Porch Features: Balcony; Covered; Deck; Open; Patio; Porch; Wrap Around Pool Features: Above Ground Roof: Architectural Shingle Levels: 3 Story or More Lot Water Features: None Cooling: Central Air; Heat Pump; Wall/Window Unit(s) Heating: Forced Air Heating System Fuel Source: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Living Room Flooring: LVT/LVP; Tile Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Pantry; Reversed Floor Plan; Solid Surface; Walk-in Shower; Walk-In Closet(s); Whirlpool; Whole-Home Generator Window Features: Storm Window(s) Security Features: Security System Laundry Features: Laundry Room Heated SqFt: 2800 - 2999 Dining Room Type: Combination HOA and Neigh Amenities: Beach Access; Boat Dock; Maint - Comm Areas; Maint - Roads; Ramp Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Living Room; Master Bedroom; Office Terms: Cash; Conventional; FHA; VA Loan

Room Information

Living Room Length: 206.00 Width: 211.00 Kitchen Length: 2011.00 Width: 158.00 Master Bedroom Length: 206.00 Width: 1511.00 Bedroom 2 Length: 101.00 Width: 104.00 Bedroom 3 Length: 157.00 Width: 123.00 Bedroom 4 Length: 101.00 Width: 1110.00 Office Length: 78.00 Width: 811.00
Listing Office: Capital To Coast Realty Company
IDX
Last Updated: March - 04 - 2026
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