109 Sea Urchin Court, Surf City, NC 28445 (MLS# 100595518)

109 Sea Urchin Court, Surf City, NC 28445

$823,500

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,568 Lot Size (sq. ft.): 8,886 Status: Active

Current Price: $823,500 List Date: 8/20/2026 Last Modified: 10/26/2026

Overview

Description

COASTAL INVESTMENT OPPORTUNITY | MULTIGENERATIONAL LIVING | BEACH & BOAT ACCESS Discover the possibilities at 109 Sea Urchin Court in desirable Island Oaks on Topsail Island! This versatile coastal property offers ocean views, a reverse floor plan, and flexible living spaces ideal for investors, extended families, or a personal beach retreat. Reverse Floor Plan: Open-concept kitchen, dining, and living areas designed to capture natural light, coastal breezes, and ocean views. Flexible Living: Three-bedroom main residence plus a separate downstairs studio/in-law suite with a kitchenette, bathroom, and combination washer/dryer. Investment Potential: Explore opportunities for multiple rental arrangements, subject to applicable regulations and restrictions. Multigenerational Appeal: Accommodate extended family or guests while offering additional privacy and independence. Coastal Lifestyle: Enjoy community beach access and a community boat ramp with access to the Intracoas ... (Read more)

Listing Details MLS# 100595518

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Marketing Start Date: 2026-08-11
Listing Price: 823500
List Price/SqFt: 525.19
Stipulation of Sale: Standard

Location Information

Street #: 109
Street Name: Sea Urchin
Street Suffix: Court
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Island Oaks
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Cross the Highrise Bridge, take the first exit on the round about, go south for roughly 2 miles then turn right on Sound Drive. Turn left on Oak Drive. take 2nd left on Sea Urchin Court. This home is
Sign on Property: Yes

Property Exterior Info

New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: Yes
Lot Acres: 0.2
Lot SqFt: 8886
Lot Dimensions: 22x122x122x161
Deed Restrictions: No
Waterfront: No
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 1568
Total SqFt - Heated (Primary + Separate): 1568
# Rooms: 4
# Baths - Full: 2
# Baths - Half: Yes
# Baths - Total: 3
# Bedrooms: 3
Master Bedroom Level: Non Primary Living Area
Stories Total: 2
Fireplace Y/N: No

Legal Taxes

Year Built: 1996

More Information

Parking Features

Garage: Yes

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Internet Service Provider(s): Spectrum
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

Separate Living Spcs

Addl Suite Desc: in-law suite unit

HOA

Association Fee 1/Year: 375
Association Name: Island Oaks HOA
Association Phone: 7196511002

Rooms

Bedroom 2 Level: First
Bedroom 3 Level: First
Dining Room Level: Second
Kitchen Level: Second
Laundry Level: First
Living Room Level: Second
Master Bedroom Level: First
Studio Level: Ground

Property Features

Frontage Type: See Remarks View Type: Ocean Attic: Access Only Construction: Wood Frame Unit Type: 3 Bedroom; Studio Exterior Features: Outdoor Shower Exterior Finish: Wood Siding Fencing: None Foundation: Pilings Parking Features: Concrete; Garage Faces Front Patio and Porch Features: Covered; Deck; Front Porch; Rear Porch; Screened Pool Features: Hot Tub Roof: Metal Levels: Two Trash Collection: City Pick-UP Lot Features: Cul-De-Sac; Wooded Lot Water Features: Boat Ramp; Deeded Water Access; Sound Side; Water Access Comm Cooling: Central Air; Heat Pump Heating: Forced Air; Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Interior Features: Apt/Suite; Ceiling Fan(s); Entrance Foyer; Pantry; Reversed Floor Plan Window Features: Thermal Windows Security Features: Smoke Detector(s) Laundry Features: In Hall; Laundry Closet Heated SqFt: 1400 - 1599 Dining Room Type: Combination HOA and Neigh Amenities: Beach Access; Beach Rights; Boat Dock; Cable TV; Maint - Comm Areas; Maint - Roads; Park; Picnic Area; Ramp; Waterfront Community Rooms: Bedroom 2; Bedroom 3; Dining Room; Kitchen; Laundry; Living Room; Master Bedroom; Studio Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name	Level	Remarks
Master Bedroom	First
Bedroom 2	First
Bedroom 3	First
Laundry	First
Dining Room	Second	combo
Kitchen	Second	l- shaped
Living Room	Second
Studio	Ground	In-Law Suite/Office

IDX

Listing Office: Intracoastal Realty Corporation

Last Updated: October - 26 - 2026

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