1103 S Topsail Drive, Surf City, NC 28445
$895,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,941
Lot Size (sq. ft.):
12,371
Status:
Active
Current Price:
$895,000
List Date:
10/10/2025
Last Modified:
12/03/2025
Description
Experience Coastal Luxury with No HOA - Wake up to breathtaking panoramic views of the Intracoastal Waterway from the comfort of your own home. Thoughtfully designed to capture natural light and scenic vistas, this residence features two striking bay windows that perfectly frame the water's beauty. Inside, ¾'' solid oak hand-scraped floors bring warmth, elegance, and durability throughout the living spaces. Step outside to the spacious wrap-around porch, ideal for entertaining guests, enjoying coastal sunsets, or simply relaxing in your private retreat. Situated on an expansive double lot with no HOA, this property offers exceptional flexibility—ample space for a pool, garden, or the opportunity to build an attached home or duplex for added investment potential.
Just steps away, Beach Access #24 invites you to sink your toes in the sand and enjoy the ultimate coastal lifestyle. Whether you're seeking a primary residence, vacation escape, or investment opportunity, this Surf City treasure on Topsail Island delivers the perfect combination of sophistication, comfort, and freedom—all with no HOA restrictions.
More Information MLS# 100535600
Building/Ext Features
ud_i_08: 0
Property Interior Info
Total SqFt - Heated (Primary + Separate): 1941
# Rooms: 7
# Baths - Full: 2
# Baths - Half: 1
# Baths - Total: 3
Master Bedroom Level: Primary Living Area
Stories: 2
Fireplace Y/N: No
SqFt - Heated (Primary): 1941
# Bedrooms: 3
Contract Info
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 461.1
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2025-10-10
Listing Price: 895000
Current Price: $895,000
Location Information
City Limits: Yes
Marketing City: Surf City
Street #: 1103
Pre Direction: S
Street Name: Topsail
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
Subdivision: Sunset Harbor
Geo Lat: 34.418519
Geo Lon: -77.55908
Remarks and Showing
Sign on Property: Yes
Directions to Property: Hwy 17 N, Hwy 210 E, NC 50, over Surf City bridge, S Topsail Dr. Home on right. Please enter with your clients in the front of house facing Intracoastal by turning Right on Sunset Dr. then Right on N Harbor Dr. 2nd home.
Property Exterior Info
New Construction: No
Lot Acres: 0.28
Lot Dimensions: 100 x 125
Lot SqFt: 12371
Waterfront: No
Waterview: Yes
Location Type: Island
Legal & Taxes
Tax Assessed Value: 351541
Total Real Estate Property Taxes: 4359.11
Deed Book: 1726
Deed Page: 63
Legal: L13, PB REV 32/42 Sunset Harbor
Broker Owner: No
PID: 4234-46-5466-0000
Tax Identifier: 4234-46-5466-0000
Plat Book: 31
Plat Page: 121
Special Assessments: None
Tax Year: 2023
Zoning: R5
HOA: No
Cobra Zone: No
Federal Flood Ins Avlbl: Yes
Elementary School: Surf City
Middle School: Surf City
High School: Topsail
Garage & Parking
Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Underhouse Spaces: 2
Total Carport Spaces: 0
Driveway Spaces: 3
Parking Features
None: 1
HOA and Neigh Amenities
Beach Access: 1
Attic
Access Only: 1
View Type
ICW View: 1
Water: 1
Construction
Wood Frame: 1
Unit Type
3 Bedroom: 1
Lot Water Features
None: 1
Exterior Features
Outdoor Shower: 1
Current Service Providers
Electric Provider: Jones-Onslow EMC
Internet Service Provider(s): Spectrum
Exterior Finish
Fiber Cement: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Fencing
Back Yard: 1
Wood: 1
Foundation
Pilings: 1
Flooring
Tile: 1
Wood: 1
Green Bldg Certify
None: 1
Green Bldg Features
None: 1
Patio and Porch Features
Covered: 1
Deck: 1
Patio: 1
Wrap Around: 1
Pool Features
None: 1
Roof
Architectural Shingle: 1
Levels
Two: 1
Road Type/Frontage
Paved: 1
Public (City/Cty/St): 1
Trash Collection
City Pick-UP: 1
Cooling
Heat Pump: 1
Heated SqFt
1800 - 1999: 1
Heating
Heat Pump: 1
Heating System Fuel Source
None: 1
Water Heater
Electric: 1
Utilities
Sewer Available: 1
Water Available: 1
Sewer
Municipal Sewer: 1
Water Source
Municipal Water: 1
Appliances/Equip
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Oven: 1
Ice Maker: 1
Refrigerator: 1
Washer: 1
Furnished
Unfurnished: 1
Interior Features
Blinds/Shades: 1
Kitchen Island: 1
Pantry: 1
Security Features
Smoke Detector(s): 1
Laundry Features
Laundry Closet: 1
Dining Room Type
Formal: 1
Other Structures
Storage: 1
Rooms
Bathroom 1: 1
Bathroom 1 Level: Second
Bathroom 2: 1
Bathroom 2 Level: Second
Bathroom 3: 1
Bathroom 3 Level: First
Bedroom 2: 1
Bedroom 2 Level: Second
Bedroom 3: 1
Bedroom 3 Level: Second
Dining Room: 1
Dining Room Level: First
Family Room: 1
Family Room Level: Second
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: Second
Legal Taxes
Year Built: 1999
Property Features
View Type: ICW View; Water
Attic: Access Only
Construction: Wood Frame
Unit Type: 3 Bedroom
Exterior Features: Outdoor Shower
Exterior Finish: Fiber Cement
Fencing: Back Yard; Wood
Foundation: Pilings
Green Bldg Certify: None
Green Bldg Features: None
Parking Features: None
Patio and Porch Features: Covered; Deck; Patio; Wrap Around
Pool Features: None
Roof: Architectural Shingle
Levels: Two
Trash Collection: City Pick-UP
Lot Water Features: None
Cooling: Heat Pump
Heating: Heat Pump
Heating System Fuel Source: None
Water Heater: Electric
Utilities: Sewer Available; Water Available
Sewer: Municipal Sewer
Water Source: Municipal Water
Flooring: Tile; Wood
Furnished: Unfurnished
Interior Features: Blinds/Shades; Kitchen Island; Pantry
Security Features: Smoke Detector(s)
Laundry Features: Laundry Closet
Heated SqFt: 1800 - 1999
Dining Room Type: Formal
Other Structures: Storage
HOA and Neigh Amenities: Beach Access
Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Dining Room; Family Room; Kitchen; Living Room; Master Bedroom
Terms: Cash; Conventional; FHA; VA Loan
Room Information
Bathroom 2
Length: 7.22
Width: 4.64
Level: Second
Remarks: Hall Bathroom
Bathroom 3
Length: 7.30
Width: 5.80
Level: First
Remarks: 1/2 Bath
Bedroom 2
Length: 9.50
Width: 13.40
Level: Second
Bedroom 3
Length: 9.90
Width: 13.40
Level: Second
Dining Room
Length: 13.62
Width: 17.26
Level: First
Kitchen
Length: 11.10
Width: 17.40
Level: First
Living Room
Length: 16.50
Width: 19.50
Level: First
Bathroom 1
Length: 7.22
Width: 6.24
Level: Second
Remarks: Master Bath
Master Bedroom
Length: 12.00
Width: 15.20
Level: Second
Family Room
Length: 13.10
Width: 17.30
Level: Second
Remarks: Off the Master
Listing Office:
Coldwell Banker Sea Coast Advantage
IDX
Last Updated: December - 03 - 2025
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