111 Cutlass Drive, Surf City, NC 28445 (MLS# 100547126)

111 Cutlass Drive, Surf City, NC 28445

$1,650,000
Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 3,544 Lot Size (sq. ft.): 13,504 Status: Active
Current Price: $1,650,000 List Date: 1/01/2026 Last Modified: 3/02/2026

Description

Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS AND IS BEING SOLD FULLY FURNISHED.

More Information MLS# 100547126

Building/Ext Features

ud_i_08: 2

Property Interior Info

ud_i_10: 4 Total SqFt - Heated (Primary + Separate): 3544 # Rooms: 17 # Baths - Full: 6 # Baths - Half: 0 # Baths - Total: 6 Master Bedroom Level: Non Primary Living Area Fireplace Y/N: Yes SqFt - Heated (Primary): 3544 # Bedrooms: 5

Contract Info

Delayed Marketing?: No Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 465.58 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-01-01 Listing Price: 1650000 Current Price: $1,650,000

Location Information

City Limits: No Marketing City: Surf City Secondary Subdivision: N/A Street #: 111 Street Name: Cutlass Street Suffix: Drive County: Pender State/Province: NC Zip Code: 28445 Subdivision: Pirates Cove Geo Lat: 34.402297 Geo Lon: -77.583769

Remarks and Showing

Sign on Property: Yes Directions to Property: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left

Property Exterior Info

New Construction: No Lot Acres: 0.31 Lot Dimensions: IRREGULAR Lot SqFt: 13504 Waterfront: No Waterview: Yes Location Type: Island Horses Y/N: No

Legal & Taxes

Tax Assessed Value: 558084 Total Real Estate Property Taxes: 6920.24 Deed Book: 2705 Deed Page: 74 Legal: Lot 6,Pb 27/10 Pirates Cove Section II Broker Owner: No PID: 4224-70-2405-0000 Tax Identifier: 4224-70-2405-0000 Plat Book: 27 Plat Page: 10 Lot #: 6 Special Assessments: none known Tax Year: 2023 Zoning: AE HOA: Yes Cobra Zone: No Federal Flood Ins Avlbl: Yes Elementary School: North Topsail Middle School: Topsail High School: Topsail

Garage & Parking

Total Parking Spaces: 8 Attached Garage Spaces: 4 Detached Garage Spaces: 0 Total # Garage Spaces: 4 Total Carport Spaces: 0

Parking Features

Concrete: 1 Garage: 1 Lighted: 1 Off Street: 1

HOA and Neigh Amenities

Maint - Comm Areas: 1 Maint - Roads: 1 Management: 1 Taxes: 1 Waterfront Community: 1

HOA

Association Fee 1/Year: 800 Association Name: Pirates Cove Assocaioin Association Phone: 7047470463

Attic

Scuttle: 1

Basement

None: 1

Frontage Type

See Remarks: 1

Handicap Accessible

Accessible Doors: 1 Elevator: 1

View Type

Marsh View: 1 Sound View: 1 Water: 1

Construction

Wood Frame: 1

Lot Water Features

Boat Dock: 1 Boat Ramp: 1 Water Access Comm: 1

Exterior Finish

Vinyl Siding: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 USDA Loan: 1 VA Loan: 1

Fencing

None: 1

Foundation

Slab: 1

Flooring

Carpet: 1 Tile: 1 Wood: 1

Patio and Porch Features

Balcony: 1 Covered: 1 Deck: 1 Porch: 1 Screened: 1

Pool Features

None: 1

Roof

Architectural Shingle: 1

Levels

3 Story or More: 1

Entry Level Information

Entry Level: 1

Lot Features

Corner Lot: 1

Road Type/Frontage

Maintained: 1 Paved: 1 Private Road: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heated SqFt

3500 - 3999: 1

Heating

Fireplace(s): 1 Forced Air: 1

Heating System Fuel Source

Electric: 1

Water Heater

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Built-In Microwave: 1 Dishwasher: 1 Dryer: 1 Electric Cooktop: 1 Electric Oven: 1 Electric Range: 1 Refrigerator: 1 Washer: 1

Fireplace Features

Gas Log: 1 Living Room: 1

Furnished

Furnished: 1

Interior Features

2nd Kitchen: 1 Blinds/Shades: 1 Ceiling Fan(s): 1 Elevator: 1 Entrance Foyer: 1 Furnished: 1 Gas Log: 1 Pantry: 1 Walk-In Closet(s): 1

Security Features

Smoke Detector(s): 1

Laundry Features

Hookup - Dryer: 1 Hookup - Washer: 1 Laundry Closet: 1

Dining Room Type

Combination: 1

Rooms

Bathroom 1: 1 Bathroom 2: 1 Bathroom 3: 1 Bathroom 4: 1 Bathroom 5: 1 Bathroom 6: 1 Bedroom 2: 1 Bedroom 3: 1 Bedroom 4: 1 Breakfast Nook: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Legal Taxes

Year Built: 1995

Property Features

Frontage Type: See Remarks Handicap Accessible: Accessible Doors; Elevator View Type: Marsh View; Sound View; Water Attic: Scuttle Basement: None Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Slab Parking Features: Concrete; Garage; Garage; Lighted; Off Street Patio and Porch Features: Balcony; Covered; Deck; Porch; Screened Pool Features: None Roof: Architectural Shingle Levels: 3 Story or More Lot Features: Corner Lot Lot Water Features: Boat Dock; Boat Ramp; Water Access Comm Cooling: Ceiling Fan(s); Central Air Heating: Fireplace(s); Forced Air Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Gas Log; Living Room Flooring: Carpet; Tile; Wood Furnished: Furnished Interior Features: 2nd Kitchen; Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Furnished; Gas Log; Pantry; Walk-In Closet(s) Security Features: Smoke Detector(s) Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Closet Heated SqFt: 3500 - 3999 Dining Room Type: Combination HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Management; Taxes; Waterfront Community Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bathroom 6; Bedroom 2; Bedroom 3; Bedroom 4; Breakfast Nook; Kitchen; Living Room; Master Bedroom Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Room Information

Master Bedroom Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Living Room Living Room Bathroom 1 Bathroom 2 Bathroom 3 Bathroom 4 Bathroom 5 Bathroom 6 Kitchen Kitchen Breakfast Nook Breakfast Nook
Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties
IDX
Last Updated: March - 02 - 2026
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