20 Bay Point Road, Merritt, NC 28556
$585,000
Property Type:
Residential
Bedrooms:
3
Baths:
4
Square Footage:
2,399
Lot Size (sq. ft.):
50,094
Status:
Active
Current Price:
$585,000
List Date:
9/24/2025
Last Modified:
12/03/2025
Description
WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! GREAT SHORT TERM RENTAL POTENTIAL!! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs with a private balcony overlooking the water as well as a private sitting area for winding down in the evenings. The second floor master has two large closets in the master bath and plenty of space for linens and other storage needs. There are two more bedrooms upstairs, facing the front of the house, is the bunk bedroom with space enough for the bunk beds and a full size bed. The queen room faces the rear of the house and has a water view. With endless options for entertaining, this 2,399 sq ft home, has two ample sized living rooms, a flex space/dinning room and outdoor living space in the backyard, making it ideal. Low cost flood insurance is transferable, easy access to big water from the Bay River, leading to the Neuse, Pamlico Sound and ICW. The dock has a 16,000 lb boat lift, but needs to be repaired to make it fully functional. There is a private community boat ramp included for use of residents of Bay Shore Estates. The HOA has approved a 30x40 detached metal garage. Shops, restaurants and groceries nearby in Oriental or Bayboro. New Bern is just a short 35 minute drive. This home is a must see, incredible views, peaceful neighborhood and turn key... Just bring your suitcase!
More Information MLS# 100532392
Building/Ext Features
ud_i_08: 1
Property Interior Info
Total SqFt - Heated (Primary + Separate): 2399
# Rooms: 14
# Baths - Full: 3
# Baths - Half: 1
# Baths - Total: 4
Master Bedroom Level: Primary Living Area
Stories: 2
Fireplace Y/N: Yes
SqFt - Heated (Primary): 2399
# Bedrooms: 3
Contract Info
Delayed Marketing?: No
Sub-Type: Single Family Residence
Construction Type: Stick Built
List Price/SqFt: 243.85
Stipulation of Sale: Standard
Status: Active
Marketing Start Date: 2025-09-23
Listing Price: 585000
Current Price: $585,000
Location Information
City Limits: No
Marketing City: Merritt
Secondary Subdivision: N/A
Street #: 20
Street Name: Bay Point
Street Suffix: Road
County: Pamlico
State/Province: NC
Zip Code: 28556
Subdivision: Bay Shore Estates
Geo Lat: 35.147446
Geo Lon: -76.670905
Remarks and Showing
Sign on Property: No
Directions to Property: Hwy 55 to Florence, turn onto Bay Shore rd
Property Exterior Info
New Construction: No
Lot Acres: 1.15
Lot Dimensions: 50x516.98 404.33x164.21
Lot SqFt: 50094
Waterfront: Yes
Waterview: Yes
Location Type: Mainland
Legal & Taxes
Tax Assessed Value: 237980
Total Real Estate Property Taxes: 1680.85
Deed Book: 728
Deed Page: 59
Legal: Lot 14 Bay Shore Estates
Broker Owner: Yes
PID: J043-3-14
Tax Identifier: J043-3-14
Plat Book: 724
Plat Page: 815
Lot #: 14
Special Assessments: 0
Tax Year: 2024
Zoning: Res
HOA: Yes
Cobra Zone: No
Elementary School: Pamlico County Primary
Middle School: Pamlico County
Middle School 2: Pamlico County
High School: Pamlico County
High School 2: Pamlico County
Boat Slip
Mean High Water Depth: 4
Garage & Parking
Attached Garage Spaces: 0
Detached Garage Spaces: 0
Total # Garage Spaces: 0
Total Carport Spaces: 0
Parking Features
Circular Driveway: 1
Lighted: 1
HOA and Neigh Amenities
Boat Dock: 1
Ramp: 1
HOA
Association Fee 1/Year: 300
Association Name: Bay shores estates
Association Phone: 555-5555
Attic
Stairs - Pull Down: 1
View Type
Water: 1
Construction
Wood Frame: 1
Lot Water Features
Boat Dock: 1
Boat Lift: 1
Boat Ramp: 1
Bulkhead: 1
Deeded Water Access: 1
Deeded Waterfront: 1
Water Access Comm: 1
Water Depth 4+: 1
Current Service Providers
Electric Provider: Tideland Electric
Exterior Finish
Vinyl Siding: 1
Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Fencing
None: 1
Foundation
Crawl Space: 1
Flooring
Vinyl: 1
See Remarks: 1
Patio and Porch Features
Balcony: 1
Covered: 1
Deck: 1
Porch: 1
Pool Features
None: 1
Roof
Shingle: 1
Levels
Two: 1
Road Type/Frontage
Maintained: 1
Paved: 1
Private Road: 1
Lot Features
Cul-De-Sac: 1
Wooded: 1
Cooling
Central Air: 1
Heated SqFt
2200 - 2399: 1
Heating
Heat Pump: 1
Heating System Fuel Source
Natural Gas: 1
Water Heater
Electric: 1
Utilities
Other: 1
Sewer
Septic Permit On File: 1
Appliances/Equip
Built-In Microwave: 1
Dishwasher: 1
Electric Cooktop: 1
Refrigerator: 1
Interior Features
Ceiling Fan(s): 1
Furnished: 1
Walk-in Shower: 1
Walk-In Closet(s): 1
Laundry Features
Laundry Room: 1
Dining Room Type
Formal: 1
Rooms
Bedroom 3: 1
Bedroom 3 Level: Second
Bedroom 4: 1
Bedroom 4 Level: First
Den: 1
Den Level: Main
Dining Room: 1
Dining Room Level: Main
Family Room: 1
Family Room Level: Main
Kitchen: 1
Kitchen Level: Main
Laundry: 1
Laundry Level: Second
Master Bedroom: 1
Master Bedroom Level: Main
Legal Taxes
Year Built: 1998
Property Features
View Type: Water
Attic: Stairs - Pull Down
Construction: Wood Frame
Exterior Finish: Vinyl Siding
Fencing: None
Foundation: Crawl Space
Parking Features: Circular Driveway; Lighted
Patio and Porch Features: Balcony; Covered; Deck; Porch
Pool Features: None
Roof: Shingle
Levels: Two
Lot Features: Cul-De-Sac; Wooded
Lot Water Features: Boat Dock; Boat Lift; Boat Ramp; Bulkhead; Deeded Water Access; Deeded Waterfront; Water Access Comm; Water Depth 4+
Cooling: Central Air
Heating: Heat Pump
Heating System Fuel Source: Natural Gas
Water Heater: Electric
Utilities: Other
Sewer: Septic Permit On File
Flooring: Vinyl; See Remarks
Interior Features: Ceiling Fan(s); Furnished; Walk-in Shower; Walk-In Closet(s)
Laundry Features: Laundry Room
Heated SqFt: 2200 - 2399
Dining Room Type: Formal
HOA and Neigh Amenities: Boat Dock; Ramp
Rooms: Bedroom 3; Bedroom 4; Den; Dining Room; Family Room; Kitchen; Laundry; Master Bedroom
Terms: Cash; Conventional; FHA; VA Loan
Room Information
Master Bedroom
Level: Main
Master Bedroom
Level: Second
Remarks: Private walk out balcony
Bedroom 3
Level: Second
Remarks: Bunk room, fits bunk beds and a full size bed
Bedroom 4
Level: First
Remarks: Queen Bed with chest of drawers
Dining Room
Level: Main
Remarks: Could be a flex space, workout area, dinning room, office...
Den
Level: Main
Remarks: Used as a game room, could be a dinning room or 2nd livingroom
Kitchen
Level: Main
Remarks: Open kitchen to family room
Family Room
Level: Main
Remarks: Exterior door leading out to back deck
Laundry
Level: Second
Listing Office:
Homecoin.com
IDX
Last Updated: December - 03 - 2025
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