7097 7th Street, Surf City, NC 28445 (MLS# 100610782)

7097 7th Street, Surf City, NC 28445

$1,250,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,740 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $1,250,000 List Date: 10/16/2026 Last Modified: 10/25/2026

Overview

Description

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio wi ... (Read more)

Listing Details MLS# 100610782

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-10-16
Listing Price: 1250000
List Price/SqFt: 718.39
Stipulation of Sale: Standard

Location Information

Street #: 7097
Street Name: 7th
Street Suffix: Street
County: Onslow
State/Province: NC
Zip Code: 28445
City Limits: Yes
Subdivision: Old Settlers Beach
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Go over bridge. At traffic circle take exit for New River Drive. Turn left onto 7th Street. Home on the left on the canal.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Property Attached YN: No
Accessory Dwelling Unit YN: No
Lot Acres: 0.18
Lot SqFt: 7841
Lot Dimensions: 55x142x55x142
Waterfront: Yes
Waterview: Yes
Horses Y/N: No
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 1740
Total SqFt - Heated (Primary + Separate): 1740
# Rooms: 3
# Baths - Full: 3
# Baths - Total: 3
# Bedrooms: 3
Master Bedroom Level: Primary Living Area
Stories Total: 2
Fireplace Y/N: No

Legal Taxes

Year Built: 1999

More Information

Entry Level Information

Entry Level: 2

Current Service Providers

Internet Service Provider(s): Spectrum
Sewer Provider: Surf City
Trash Provider: Surf City
Water Provider: Surf City

Property Features

Frontage Type: Canal Front View Type: Canal; ICW View; Ocean Attic: None Basement: None Construction: Wood Frame Exterior Features: Gas Grill; Irrigation System; Outdoor Shower; Thermal Doors Exterior Finish: Vinyl Siding Fencing: Invisible Foundation: Pilings Green Bldg Features: LED Lighting Parking Features: Attached; Concrete; Garage Door Opener; Garage Faces Front; On Site; Paved; Storage; Tandem Patio and Porch Features: Covered; Deck; Open; Patio Roof: Metal Levels: Two Trash Collection: City Pick-UP Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Water Depth 4+ Cooling: Ceiling Fan(s); Heat Pump; Zoned Heating: Forced Air; Heat Pump; Zoned Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Available; Water Available Sewer: Municipal Sewer Water Source: Municipal Water Flooring: Tile Interior Features: Blinds/Shades; Ceiling Fan(s); Furnished; High Ceilings; Kitchen Island; Reversed Floor Plan; Solid Surface; Walk-in Shower; Walk-In Closet(s); WiFi Thermostat Laundry Features: Hookup - Dryer; Hookup - Washer; In Hall Heated SqFt: 1600 - 1799 Dining Room Type: Combination HOA and Neigh Amenities: No Amenities Rooms: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Master Bedroom; Office; Other Terms: Cash; Conventional; FHA; VA Loan

Room Information

Room Name	Length	Width	Level	Remarks
Master Bedroom	11.30	15.70	Second
Bedroom 2	9.11	15.70	Second
Bedroom 3	11.11	10.10	Second
Bedroom 4	11.60	11.70	Second
Living Room	17.10	15.90	Second
Dining Room	9.20	15.11	Second
Kitchen	12.60	15.11	Second
Office	9.60	14.90	Second
Other	9.10	16.10	Second	Covered Deck

IDX

Listing Office: SERHANT

Last Updated: October - 25 - 2026

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